Lending Criteria

Our focus is on intermediated commercial business
across England and Wales.
We cover all sectors in the owner-occupier,
commercial and residential development
and commercial investment property markets.

When it comes to lending policy,
we prefer having a chit chat,
to checking with the computer.
This way, we can consider every deal
on its individual merits.

Our people have lots of experience,
so we're willing to consider a broad range of deals.
Below is a rough guide to what we'll do,
but we don't like to limit ourselves,
so pick up the phone and give us a call.

• Our maximum term is 25 years
• Currently, our lending does not include CCA
  or MCOB regulated mortgages
• The customer and security quality drive the maximum LTV
  - in general, our maximum is 70% LTV on development finance
  and 75% LTV on other commercial lending.
• Please contact us for an up-to-date list of our valuer panel.